Get all kinds of loans in one portal - Government backed Credit Scheme.

 A unique digital portal of the national-level credit link scheme is to provide loan approval quickly. In June 2023 the government of India launched a single platform the JanSamath portal with thirteen credit links in four categories. The core objective of the JanSamarth portal is to promote the growth and development of Education, Agri infrastructure, Business Activity and livelihood by guiding and providing them with the right type of Government benefits through simple and easy digital processes. The portal uses cutting-edge technologies and smart analytics to provide the best suitable loan as per the beneficiary's requirements and credentials. The portal ensures end-to-end coverage of all processes and entire lending steps are based on digital verifications making the entire process simple, speedy and hassle-free.

Image of JanSamarth portal

Education Loan

  1. Central Sector Interest Subsidy
  2. Padho Pardesh
  3. Dr Ambedkar Central Sector Scheme
Agri Infrasture Loan

  1. Agri Clinic and Agri Business Scheme
  2. Agricultural Marketing Scheme
  3. Agriculture Infrastructure Fund
Business Activity Loan

  1. Prime minister's Employment Generation Programme
  2. Weaver Mudra Scheme
  3. Pradhan Mantri Mudra Yojna
  4. Pradhan Mantri Street Vendor Aatmanirbhar Nidhi Scheme
  5. Self-Employment Scheme for Rehabilitation of Manual Scavengers
  6. Stand Up India Scheme
Livelihood Loan

  1. Deendayal Antyodaya Yojana-National Rural Livelihood Mission (DAY-NRLM) by the Ministry of Rural Development
Any desired applicant can apply loan required their need without going bank and they can check their eligibility for a loan by proving just a few details. Choose the category of loan & submit their application. After that they can check their application status like approve or reject, disburse loan, subsidy as per scheme & closing time.

For Business loan applicant require some documents like
Trade licence of business
Aadhar Udhyam
PAN number of owner (individual) or firm/institute (partnership/LPP/LTD)
GST if criteria needs
Bank Account- Savings (small business loan) & current (5 lakhs amount or above & bank decides)
At least last 1 or 2 years ITR for big loans approval from bank.

If you have a great idea/project & estimation of any business then bank accept your proposal after due digilence. 

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