Is Airtel Payment Bank really worthy ? Here you know all about it...

Now we are in the 21st century and smartphones and the internets easily accessible for nearly all. So we are going forward to digital platforms & as we know government takes initiative idea also. Now banks also in our hands as mobile banking & it transform our lifestyle & gear up.

IIndia, many applications and platforms are available to complete our transactions but few of this used by the bank. There are 2 or 3 major payment banks and Airtel payment bank is mostly used as it has already a network users base. In 2020 last quarter Airtel gains India's top users.

To open Airtel payment bank click here


  1. Airtel Payment Bank major facilities:-   1. Within 3-5 minutes open the account instantly.    2. No physical document required. 
  2. 3. Accidental insurance up to 5Lakhs. 

  1. 4. Cashback up to 40 rupees. 

  1. 5. Interest 7.2% on deposit.




Airtel Payment Bank has the best competitor of Paytm Payment Bank & prove sometimes better. Here's why?




Airtel has more than 20lakhs retailer shops available even backwards poor village area and they switch to Airtel payment banking point, whereas Paytm payment bank not going far. In Airtel retailer shops are free providing all facilities, KYC etc. Not only Airtel but also other users open Airtel payment bank also anyone open Paytm but sometimes KYC problem arises. It needs Aadhar, Pan number and thumbprint to open.




Free of cost services provide for Airtel payment bank users are:-

  • DBT(Direct Benefit Transfer) - You can avail under 34 centre scheme benefits direct credit to your account.
  • Add money - You can deposit money through banking points also add using UPI, cards.
  • AEPS(Aadhar enable payment service) - Not only Airtel payment bank but also bank accounts balance check, withdraw & mini statement available.



  • Utility bill - Electricity, Gas, water etc bill payment available.
  • Debit card - At the instant, you can use a virtual debit card & further received it physically.
  • Send money - You can transfer money free using UPI up to 1Lakh and Airtel to Airtel payment bank user. You can also avail of IMPS/NEFT 24×7 at 1% charges.
  • Covid insurance, Group hospital cash facilities.
  • PM Jeevan Jyoti Bima Yojana.
  • Atal Pension Yojna.



Recently Airtel launched some important features of a payment bank for user security and benefits. Cardless cash withdrawal using IMT on ATM & safe pay & additional premium credit cards.

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